Free Tools for Renters & Buyers

Quick calculators to help you understand your budget, commute, and options before you rent or buy.

💵

Rent Affordability Calculator

Estimate how much monthly rent you can comfortably afford based on your income, debts, and preferred budget range. A quick way to understand realistic options before searching.

📊

Income-to-Rent Ratio

Check if your annual income meets the standard 40× rent rule used by most NYC landlords and management companies. Instantly see whether you qualify or may need a guarantor.

🏠

Mortgage Calculator

Calculate an estimated monthly mortgage payment using your price, down payment, interest rate, and loan term. Quickly explore how different rates and budgets affect your payment.

⚖️

Rent vs Buy Analyzer

Compare the long-term financial impact of renting versus buying based on your timeline, expected appreciation, rent increases, and monthly costs. Helps you see which option may save more.

🚇

Commute Time Checker

Get a practical estimate of how long your daily commute would take from any NYC neighborhood to work or school. Helpful when comparing areas along different subway lines.

🚚

Moving Cost Estimator

Roughly estimate the cost of moving based on distance, apartment size, elevator access, stairs, and additional services. Useful for budgeting your upcoming relocation.

1406 (+1)
AI Listing Assistant